Saturday, 17 April 2021

MCQ'S ON RESERVE BANK OF INDIA (rbi) @JKSSB / CSE

 

1. Which of the following is true about RBI

A. RBI is the central Bank of India, established in 1935 & nationalized in 1949.

B. Ist Governor of RBI was SIR SMITH (1935-37) & Ist Indian Governor was CD DESHMUKH (1948-49)

C. RBI electronic communication network name is RBINET. The headquarters of RBI are at Mumbai

D. All of the Above  

2. The administration unit of RBI consists of

A. 21 members –including one Governor, 4 Deputy Governor, 14 directors in central Board of directors, TWO Govt. official

B. 4 regional Directors and one Governor only

C. Governor and 4 deputy governor

D. None of the above

3. In Indian Currency, the one rupee note is issued under the signature of –

A. Governor of RBI           B. President of India

C. Finance secretary,MoF    D. FM , GOI

4. Currency notes of Rs. 2 denominations and above are liabilities of __

A. GOI       B. RBI      C. SBI       D. FM, GOI

5. In India, Currency Notes Issue system, is based on

A. Proportional Reserve ratio

B. Minimum Reserve ratio

C. Fixed exchange reserve ratio

D. NOTA

6. Who formulates the monetary policy of India

A. RBI     B.SEBI     C. FM,GOI     D. Niti, Aayog

7. Which of the following is not the function of RBI

A. Credit Control

B. As open body of scheduled commercial bank

C. Creation of monetary policy

D. Credit creation

8. RBI has adopted Minimum Reserve system since

A. 1957   B. 1935    C. 1949 D. NOTA

9. The developmental works performed by RBI are /is ;-

A. Clearing House, arranging credit for agriculture

B. Collecting & publishing economic data, selling of govt. securities & trade tills

C. Giving loans to Govt. ,buying & selling valuable commodities etc 

D. All of the above

10. T-Bills are sold in India by –

A. RBI                                  B. State Govt.

 C. Commercial Bank           D. NOTA

11. Which of the following is correct about T-Bills

A. Short term G-secs having maturity less than 1 year

B. T-Bills are classified into three main -91 days, 182 days, 364 days

C. They are issued at discount & redeemed at face value at maturity

D. All of the above

12. Bank Rate increases , then

A. Rate of interest increases      B. Put control on inflation

C. Low credit creation  D . All of the above

13. OMO refers to :-

A. Trade in securities    B. decrease of Repo rate

c. It is selective method of credit control  D. NOTA

14. Increase in Repo rate

A. Contracts economy    B. Expands economy

C. No effect on economy    D. NOTA

15. The gilt-edged market ( Bullion market) deals with

A. Government securities

B. private securities     C. Both Govt. & private securities                       D. NOTA

16. In India, the first bank of limited liability managed by Indian and founded in 1881 was-

A. HCB   B. Oudh Commercial bank   C. PNB D. NOTA

17. Which of the following is incorrectly matched

A. MSF- marginal Standing facility

B. LAF – Liquidity adjustment Facility

C. CRR- cash Reverse Ratio

D. SLR- Statutory Liquidity Ratio

18. Which of the following is/are correct  about functioning of RBI

A. Issue of notes    B. banker of Government

C. Custodian of Foreign Reserve  

D. Controller of Credit    E. All of the Above

19. Who is the Head of RRA (Regulations Review Authority) to be set up for 1 year (wef 01 May 2021)

A. Shaktikant Das   B. M Rajeshwar Rao

C. R Rajan                 D. Rajnath Singh

 20. Who is the current Governor of RBI ( March -April2021) 

A. Shaktikant Das      B. M Rajeshwar Rao     C. Manoj Sihna     D. NOTA 

 

Saturday, 27 February 2021

JKSSB Science MCQ (TOPIC 1 ) FAA

4G services in JK

 4G services restored in JK after 500 plus days. 

People from all spheres of life suffer a lot. 

Only a few with access to Wi-Fi  enjoy the lockdown  and the crucial year of pandemic.  


JKSSB CLASS IV 27 FEB PAPER 2021

Damodar Veer Savarkar died on 26th Feb. 1966 was one of the great revolutionary who changed the demography of India  🇮🇳 

Friday, 26 February 2021

JKPSC CSE 2021 Notification (Final)

Date of online Form submission (Start) 11March 2021 
Last Date of Submission of Application forms :- 12 April 2021 
Date of PT:- 11 July 2021 
Date of Mains :- 04 OCT.  2021 
Age :- General =37 , Reserved = 39 & PH =40 
Qualification:- Any Graduate 🎓 

Friday, 13 November 2020

Atmosphere

EARTH’S ATMOSPHERE

The atmosphere is a thick gaseous envelope that surrounds the earth and extends thousands of kilometers above the earth’s surface. Much of the life on the earth exists because of the atmosphere otherwise the earth would have been barren. In fact, the atmosphere directly or indirectly influences the vegetation pattern, soil type and topography of the earth.

Composition of the Atmosphere

The atmosphere is a mixture of several gases. It contains huge amount of solid and liquid particles collectively known as aerosols. Pure dry air consists mainly of Nitrogen, Oxygen, Argon, Carbon Dioxide, Hydrogen, Helium and Ozone. Besides, water vapour, dust particles, smoke, salts, etc. are also present in the air in varying quantities.

The chemical composition of atmosphere up to an altitude of about 90 km is uniform in terms of major gases-Nitrogen and Oxygen. This layer is called Homosphere. Above 90 km, the proportion of the gases changes with progressive increase in the proportion of lighter gases. This layer is known as Heterosphere. Nitrogen and Oxygen comprise 99% of the total volume of the atmosphere. But Nitrogen does not easily enter into chemical union with other substances.

It serves mainly as an agent of dilution and remains chemically inactive. Oxygen combines with all the elements easily and is most combustible. Carbon dioxide constitutes a small percentage of the atmosphere. It can cause the lower atmosphere to be warmed up by absorbing heat from the incoming short wave solar radiation from the sun and reflecting the long wave terrestrial radiation back to the earth’s surface.

Carbon dioxide is utilized by the green plants in the process of photosynthesis. Water vapour and dust particles are the important variables of weather and climate. They are the source of all forms of condensation and principal absorbers of heat received from the sun and radiated from the earth. Water vapour comprises 3-4% of the total volume of air.

However, the amount of water vapour present in the atmosphere decreases from the equator towards the poles. Nearly 90% of the total water vapour lies below 6 km of the atmosphere.

Structure of the Atmosphere

The atmosphere consists of almost concentric layers of air with varying density and temperature.

a) Troposphere:

  • Lowest layer of the atmosphere
  • The height of troposphere is 16 km thick over the equator and 10 km thick at the poles.
  • All weather phenomena are confined to troposphere (e.g. fog, cloud, frost, rainfall, storms, etc.)
  • Temperature decreases with height in this layer roughly at the rate of 6.5° per 1000 metres, which is called normal lapse rate.
  • Upper limit of the troposphere is called tropopause which is about 1.5 km.

b) Stratosphere:

  • The stratosphere is more or less devoid of major weather phenomenon but there is circulation of feeble winds and cirrus cloud in the lower stratosphere.
  • Jet aircrafts fly through the lower stratosphere because it provides conducive flying conditions.
  • Ozone layer lies within the stratosphere mostly at the altitude of 15 to 35 km above earth’s surface.
  • Ozone layer acts as a protective cover as it absorbs ultra-voilet rays of solar radiation.
  • Depletion of ozone may result in rise of temperature of ground surface and lower atmosphere.
  • Temperature rises from -60°C at the base of the stratosphere to its upper boundary as it absorbs ultra-voilet rays.
  • Upper limit of the Stratosphere is called stratopause.

c) Mesosphere

  • Mesosphere extends to the height of 50- 90 km.
  • Temperature decreases with height. It reaches a minimum of -80°C at an altitude of 80-90 km
  • The upper limit is called mesopause.

d) Thermosphere

  • It lies at 80 km to 640 km above the earth’s surface.
  • It is also known as ionosphere.
  • Temperature increases rapidly with increasing height.
  • It is an electrically charged layer. This layer is produced due to interaction of solar radiation and the chemicals present, thus disappears with the sunset.
  • There are a number of layers in thermosphere e.g. D-layer, E-layer, Flayer and G-layer.
  • Radio waves transmitted from earth are reflected back to the earth by these layers.

e) Exosphere

  • This is the uppermost layer of the atmosphere extending beyond the ionosphere.
  • The density is very low and temperature becomes 5568°C.
  • This layer merges with the outer space.

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